Holiday ingestion claims data points to familiar seasonal risks

Bottom line

Pumpkin Pet Insurance is using five years of veterinary claims data to put numbers behind a familiar seasonal pattern: holiday gatherings bring a spike in toxic ingestions and foreign-body emergencies in pets. In Pumpkin’s review of claims processed from October 2020 through October 2025, chocolate and candy were the top toxic ingestions in dogs, with an average related veterinary bill of $1,100, while string was the leading foreign body in cats, with treatment averaging more than $2,500. Toys were the second most common ingested item in both species, and other costly culprits included socks, corn cobs, cooked bones, sticks, and rocks. Pumpkin’s findings were first detailed in a December 2, 2025, company press release and echoed in subsequent veterinary trade coverage. (prnewswire.com)

Why it matters: For veterinary professionals, the data reinforces that the holiday case mix is predictable, and preventable. Emergency teams can expect more calls and visits tied to chocolate exposure in dogs, linear foreign bodies in cats, and toy or household-item ingestion in both species. The clinical stakes are well known: chocolate toxicity may require emesis, IV fluids, monitoring, and hospitalization, while swallowed string can lead to intestinal plication and perforation if not addressed quickly. The practical takeaway is client education before and during the holiday season, especially around desserts, gift wrap, ribbons, children’s toys, and table scraps. (prnewswire.com)

What to watch: Expect more insurers, poison-control services, and veterinary groups to publish late-year hazard data and prevention messaging ahead of the 2026 holiday season. (prnewswire.com)

Key facts

Company
Pumpkin Pet Insurance
Data source
Five years of veterinary claims data
Claims period
October 2020 through October 2025
Top toxic ingestion in dogs
Chocolate and candy
Average dog toxic-ingestion bill
$1,100
Top foreign body in cats
String
Average cat foreign-body treatment cost
More than $2,500
Second most common ingested item in both species
Toys
Release date
2025-12-02

Holiday pet emergencies are predictable, but Pumpkin Pet Insurance’s latest claims analysis gives veterinary teams fresh numbers to work with. In a December 2, 2025, press release based on claims processed from October 2020 through October 2025, Pumpkin said chocolate and candy were the top toxic ingestions in dogs, averaging $1,100 per case, while string was the leading foreign-body emergency in cats, with average treatment costs above $2,500. Toys ranked second for both dogs and cats, underscoring how often seasonal clutter, gifts, and disrupted routines translate into urgent care visits. (prnewswire.com)

The broader backdrop is familiar to emergency and general practitioners alike: the holiday calendar reliably changes what pets can access and what pet parents bring into the home. Veterinary Practice News previously reported that Nationwide saw 20% of its annual chocolate-toxicity claims arrive in December, with claims doubling in the last two weeks of that month. Oklahoma State University’s College of Veterinary Medicine has also flagged chocolate as the most common food intoxication during the holidays and warned that cats are especially drawn to strings and ribbon, which can become linear foreign bodies. (veterinarypracticenews.com)

Pumpkin’s data adds useful specificity. In dogs, chocolate and candy led toxic ingestion claims, and the company said hundreds of emergency treatments were recorded nationwide over the five-year period. For cats, string ingestion remained the top foreign-body risk, with hair ties, thread, and shoelaces also generating expensive claims. Swallowed toy parts averaged about $2,500 in dogs and $1,900 in cats. Among less obvious items, Pumpkin reported average veterinary bills of $3,500 for socks, $500 to $1,800 for corn cobs and cooked bones, $1,100 for sticks, and $4,400 for rocks. (prnewswire.com)

The clinical reasoning behind those costs is straightforward. Pumpkin said chocolate cases often require induced vomiting under veterinary direction, IV fluids, and monitoring. In cats, string ingestion can progress to linear foreign-body obstruction, with intestinal bunching and possible tearing of the intestinal wall. Independent veterinary sources back that up: VCA warns that swallowed string-like materials can lodge in the intestinal tract and create a linear foreign body, and dvm360’s holiday hazard roundup similarly notes the risk of intestinal plication and perforation. (prnewswire.com)

Expert commentary tied to the release was limited but directionally consistent with what clinicians already see. In Pumpkin’s press release, Dr. Mondrian Contreras said moving string triggers cats’ hunting instincts and can create gastrointestinal emergencies that may require surgery. Other veterinary voices have made similar points. Oklahoma State’s Dr. Leticia Fanucchi advised that cats are attracted to strings and may swallow them, and Veterinary Practice News cited emergency and toxicology experts stressing both the toxicologic risk of holiday foods and the mechanical risk of wrappers and decorations acting as foreign bodies. (prnewswire.com)

Why it matters: For veterinary professionals, this is less about novelty than timing, triage, and communication. The findings support proactive holiday messaging in wellness visits, discharge instructions, social posts, and after-hours scripts. They also highlight the overlap between toxicology and surgery in seasonal emergencies: a dog that eats chocolate may also ingest foil or wrappers, while a cat playing with ribbon may present only after obstruction is underway. For practices, the data can help frame prevention in concrete financial terms for pet parents, especially as emergency care costs continue to rise and organizations like ASPCA Poison Control report year-over-year growth in toxic exposure caseloads. (veterinarypracticenews.com)

There’s also a workflow implication. Holiday surges tend to concentrate around a relatively narrow set of exposures, which means teams can prepare client-facing handouts and staff protocols around the highest-yield risks: chocolate, rich foods, grapes and raisins, xylitol-containing products, bones, ribbons, string, toy fragments, and children’s small items. The consistent message across sources is that prevention is simple, but once ingestion happens, speed matters, and “don’t pull the string” remains a critical instruction for cat cases. (prnewswire.com)

What to watch: As the 2026 holiday season approaches, watch for updated insurer claims analyses, poison-control annual data, and AVMA-style seasonal advisories that may sharpen the picture on which exposures are rising most and where veterinary teams should focus prevention efforts. (dvm360.com)

Common questions

  • What did Pumpkin Pet Insurance find?
    In claims from October 2020 through October 2025, chocolate and candy were the top toxic ingestions in dogs, and string was the leading foreign body in cats.
  • How much did these cases cost on average?
    Dog toxic-ingestion cases averaged $1,100, and cat foreign-body treatment averaged more than $2,500.
  • What other items showed up often?
    Toys were the second most common ingested item in both dogs and cats. Other costly items included socks, corn cobs, cooked bones, sticks, and rocks.
  • When was this information released?
    Pumpkin first detailed the findings in a company press release on December 2, 2025.

Like what you're reading?

The Feed delivers veterinary news every weekday.